Vietnamese
In order to provide investors with the most favorable conditions to access capital and enhance investment efficiency, Shinhan Securities Vietnam (SSV) introduces a margin loan interest rate incentive under the “Choose Shinhan, Lifetime Free of Fees” program, exclusively for new domestic individual clients, without any additional conditions. With this incentive, investors are empowered with “wings” to maximize opportunities and multiply profits through the use of financial leverage in securities trading.
- Incentive Period: From April 8, 2024, to December 31, 2025
- Incentive Details
| No | Preferential Margin Loan Interest Rate | Loan Limit | Promotion Period |
| 1 | 0% for the first 2 months (T + 60 days) | Up to VND 500 million | Automatically applied from the account opening date. |
| 2 | 6.8% for the following 4 months (T + 120 days) | Up to 10 VND billion |
On the next business day following the date the Client successfully completes the incentive registration via email to SSV. (Clients must register within 60 days from the account opening date and during the program period.) |
If a client wishes to increase the margin loan limit beyond VND 500 million within the first two months, the margin loan interest rate will change from 0% to 6.8%. Clients are required to submit a request to increase the loan limit via email in order to be eligible for this incentive.
Example: Client A successfully opened an account on July 15, 2024.
| Duration | Preferential Margin Loan Interest Rate | Loan Limit | Example |
| July 15 – September 14, 2024 | 0% | From 0 to VND 500 million | Automatically applied from the account opening date. |
| August 15 – December 14, 2024 (In case the Client wishes to increase the margin loan limit beyond VND 500 million within the first 2 months) | 6,80% | From VND 500 million to VND 10 billion | If the Client completes the registration with SSV on September 14, 2024, the preferential interest rate of 6.8% will be applied on September 15, 2024 to the entire outstanding balance for the remaining 4 months. |
| September 15, 2024 – January 14, 2025 | 6,80% | From VND 0 to VND 10 billion | If the Client completes the registration with SSV on September 14, 2024, the preferential interest rate of 6.8% will be applied on September 15, 2024 to the entire outstanding balance for the remaining 4 months.. |
3. Other Terms & Conditions:
- Applicable to new domestic individual clients opening a trading account at Shinhan Securities.
- To enjoy the preferential interest rate of 6.8%, or to increase the credit line eligible for the 6.8% rate, clients must send a registration email to cs_ssv@shinhan.com within the first 60 days from the account opening date and during the promotion period. (Please refer to the registration form here.)
- Total program credit line: VND 500 billion.
- Total preferential interest duration: Clients are entitled to the preferential margin loan interest rate for up to 180 days from the date the account is successfully opened.
- The program may end once the total limit is reached, on a first-come, first-served basis. SSV will announce any updates on its official website or via email.
- After the promotional period ends, the standard margin loan interest rate will apply to the entire outstanding balance of the client’s account.
- For accounts managed by brokers or supported by collaborators, clients are required to register and obtain approval from SSV on a case-by-case basis.
- SSV reserves the right to amend the terms and conditions at any time at its sole discretion, in accordance with applicable laws.
- This program cannot be combined with any other incentives, except for those under the “Choose Shinhan, Free For Whole Life” program.
With this margin loan interest rate promotion, Shinhan Securities introduces an optimal financial solution, helping clients reduce costs, strengthen competitiveness, and confidently seize market opportunities. In addition, clients can also enjoy many other benefits from Shinhan, such as 0% lifetime transaction fees, a referral program for new clients, and various practical privileges — demonstrating Shinhan’s commitment to long-term partnership and customer-centric focus.
For more details about the “Choose Shinhan, Free For Whole Life” program, please click here.
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For FAQs related to the program, please refer here.
You can also learn about opening a Shinhan Securities account through the Shinhan Bank app here.
To open a securities account, customers only need a valid ID card. View the account opening guide here.
Download the San Xin Ha app – a specialized platform for stock trading and market updates: Link IOS, Link Android.
For more information about the program, please contact the Hotline: (028) 6299 8000 or email support@shinhan.com.
